Questions? Email us: Call Us: (702) 403-6348

About Us

Get to Know David Karel, Director of the David Karel Group,

The David Karel Insurance Group , is an independent health insurance marketing organization dedicated to helping people navigate the “Medicare Maze” and find solutions for their Medicare needs. 

You are never to far away from meeting with us or having us come to you. 

Even in the age of Internet selling and large consulting companies reaching out all over the United States, we still employ the old fashioned value of sitting down over the kitchen table and discussing YOUR needs. We cover the entire Las Vegas Valley from North Las Vegas, Centennial Hills, Summerlin, Anthem, Henderson and all the Dell Webb Sun Cities. Why we even reach out to Mesquite,Pahrump, Utah and Arizona.

We know all the Medicare Options in the Las Vegas Area and the State of Nevada.

We strive to have knowledge in all the areas of the Medicare system.  Our focus is in the area of plan marketing and enrollment providing a new concept called a Medicare exchange where people have access to all the Medicare options in any given area. Being licensed in additional states allows us to cross borders and help people over state lines.

With 30 years of experience in the healthcare and medicare field we have worked with many clients.  The common question though that they all have?   Whats RIGHT for me?  That's where our experience comes into play.  We ask you about your doctors,drugs,travel needs and other factors that are important to you and then MATCH you with the correct option.  

The Medicare system can be confusing because there are a lot of choices. As your Advocate we partner with you to explain the differences between "Original Medicare" and "Medicare Advantage" to help you understand how to make your MEDICARE benefits work for you and your needs. As an agent for all the private insurance companies in the Las Vegas area and the State of Nevada we can unbiasly advise our clients on what option/or options meet their needs.

Lastly we are always asked? What is this going to cost?  Well even Medicare suggests and actually publishes what we get paid.  The fact is we are paid by the Insurance company , not You , our client, so our time has a "No Cost to You" approach

We work in the following areas:

  • Medicare Advantage Plans
  • Medicare Supplements
  • Medicare RX/Prescription Drug Plans


David holds the position of Director for the David Karel Group. With twenty-nine  (29) years in the Financial and Health Insurance fields, mostly specializing in Medicare, David currently holds Life and Health licenses in Nevada, Utah, Texas,Arizona and Washington State. Experiencing first hand the difficulty of making decisions in Medicare from helping his parents, David has a passion for helping others understand their Medicare options and healthcare opportunities. David also has first hand experience in the Medicare system as a beneficiary for 5 years now.  This first hand experience can provide insight on questions that he actually has experienced.

He has held various executive level positions in the financial field from Sales Manager to Area Vice-President.

Currently, his most ambitious projects are helping the “New to Medicare/Turning 65” people in three (3) state region, (Nevada.Arizona,Utah)  understand their Medicare benefits and options.  These presentations have been offered by the City of Henderson Parks and Recreation Department and the City of Henderson Senior Citizens Advisory Commission along with the City of Las Vegas and other City Governments , local Las Vegas Healthcare providers and Senior communities.